Sandy Kupchack just graduated from State University with a bachelor's degree in history. During her four years at the university, Sandy accumulated $9,750 in student loans. She asks for your help in determining the amount of thequarterlyloan payment. She tells you that the loan must be paid back in five years and that the annual interest rate is 8%. Payments begin in three months. (FV of $1,PV of $1,FVA of $1,PVA of $1,FVAD of $1andPVAD of $1)