Sandy Kupchack just graduated from State University with a bachelor's degree in history. During her four years at the university, Sandy accumulated $10,500 in student loans. She asks for your help in determining the amount of the quarterly loan payment. She tells you that the loan must be paid back in five years and that the annual interest rate is 8%. Payments begin in three months. Elof$1, py of $1. FVA of $1, PVA of $1 EVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.) Required: Determine Sandy's quarterly loan payment. (Round your final answers to nearest whole dollar amount.) Table or calculator function Present value Quarterly payment