Sandy purchased 10 shares of a stock 9 months ago for $22 a share, received a $1 dividend per share during this time period, and sold the 10 shares of the stock today for $26 per share. Sandy has a marginal tax rate of 28%. Both long-term capital gains and dividend income is taxed at 15%. What is Sandy's after-tax holding period return?

		17.72%
		16.95%
		18.28%
		19.32%