Sarah and Jason Worzala were married a year ago, and they are thinking about buying a home. They have saved $14,000 to put toward the down payment, but they are wondering if they should pay off some of their consumer debt instead. Their combined gross monthly income is $6,500, and their after-tax monthly income is $5,000. They have the following debts: Balance Owed Monthly Minimum APR Payment Number of Payments Left Jason's car loan $2,000 6 % $360 6 Sarah's Visa 1,400 15 45 Jason's 4,000 21 120 MasterCard Sarah's student 3,330 5 43 114 loan Jason's student 10,600 6 132 114 loan