Sarah pays cash for a new car and when she drives it off the dealers lot, she hits another car on her way to a friends house to celebrate. The accident is Sarahs fault. She injured the driver of the other car and damaged both her new car and the other drivers car. Sarahs PAP policy provides the following coverages:

Part A 50/100/25

Part D Collision Deductible $500

Other than Collision Deductible $500

Medical Payments $2,000

Rental Reimbursement $25 per day up to 30 days

Determine if the following losses are covered and state what line of coverage would respond:

1. Sarahs cars bumper, hood, and passenger door are damaged, and the mechanic estimates damage totaling $7,500.

2. Sarah received a moving violation from the attending police officer at the site of the accident. The ticket will cost $250.

3. The other drivers vehicle incurred $10,000 worth of damages.

4. The other driver was unable to go to work for 36 days due to the injuries he suffered and filed a claim for loss wages of $5,600.

5. It took the repair shop 45 days to complete the work on Sarahs vehicle and the rental car company charged her $30 per day, thus a total of $1,350.

6. Sarah went to the doctor several days later due to pain in her lower back, which she believed was due to the accident. Her medical bill was $1,000.

Sarah believes her laptop was stolen from her car while the tow truck company was delivering it to the repair shop