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Sarah starts investing in an individual retirement account (IRA) at the age of 30 earning 10 percent for 35 years. At age 65, she will

Sarah starts investing in an individual retirement account (IRA) at the age of 30 earning 10 percent for 35 years. At age 65, she will get more returns as compared to those returns if she ____________.

a.

invests up to the age of 60

b.

starts investing at the age of 25

c.

invests for 45 years

d.

invests at 12%

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