Sarah works in a small local company. She owns a small apartment on the third floor and hasseveral goods in her apartment (clothes, computer, tablet, smartphone, TV set, etc.) worth$20,000. She has an old bike, which she uses to commute to the work (she has to pass a smallforest) as well as for recreation purposes. However, she likes riding quite fast and, from time totime, she hits pedestrians. She has enough money to buy a new bike, but in the past three of herbikes were stolen. She loves bubble baths and watching soap operas. Unfortunately, she isimpatient - while preparing a bath, she usually watches TV and sometimes she forgets to turn thetap off after the tub is full.For each of the following risks or loss exposures, identify an appropriate risk managementtechnique that could have been used to deal with the exposure. Explain your answer.

a.Theft of her bike.

b.Flooding of Sarah's apartment and the ones downstairs because she left the water runningin the bathroom.

c.Liability lawsuit against Sarah arising out of hitting a pedestrian while riding a bike.