Savannah bought her house right before the financial crisis began in 2007. The house cost $389,000 and she financed 90% of the purchase price. During the financial crisis, Savannah lost her job and could no longer afford to pay her mortgage. The value of her house started to drop to below what she still owed on her mortgage. Eventually, the bank seized her house and sold it for less than what was owed on the mortgage, and Savannah had to pay the difference. Savannah experienced a

A. long sale.

B. above-water mortgage.

C. short sale.

D. foreclosure.