Saved Papa Roach Exterminators, Inc., has sales of $709,000, costs of $375,000, depreciation expense of $52,000, interest expense of $28,000, and a tax rate of 35 percent. If the firm paid out $78,000 in cash dividends. What is the addition to retained earnings? What is the future value of $900 in 18 years assuming an interest rate of 9 percent compounded semiannually