Scenario 3 - Financial Scams Kyle was the victim of an email scam. He agreed to receive money owed to Nigel, a gentleman in allegedly located in France and would then pay the money out as directed by Nigel in exchange for a 10 percent fee. Kyle received five checks totaling $28,000 and deposited them in an account at Regions Bank. Kyle then requested that Regions Bank pay out $28,000. Thereafter, all of the checks Kyle deposited bounced. Regions Bank filed suit against Kyle to recover the overdraft. Kyle claims that Regions Bank was negligent. Explain the arguments for each party and make a ruling as to which party should win supported by applicable law and/or course materials. Similar cases use in text citations so I can read find the information with references URL websites & Journal Articles as DOI