SCENARIO: Assume that the Wayne Enterprises Bank begins with the balance sheet below. Wayne Enterprises Bank Assets Liabilities Vault Cash $10,000 Deposits $400.000 Deposits at the Federal Reserve $30,000 Loans $360,000 Talia al Ghul has a checking account at Wayne Enterprises Bank. If she writes a check for $10,000 to pay for her new car (i,e. withdraws money) and if the bank has a reserve requirement of 5%, this bank's excess reserves will be: $10,500 negative: Wayne Enterprises Bank will need to acquire $9,500 in reserves. @ $500, )519.500