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Scenario: You are 40 years old. Your investment portfolio currently consists of: (1) a savings account, with a $18,000 balance (2) certificates of deposit (CDs)

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Scenario: You are 40 years old. Your investment portfolio currently consists of: (1) a savings account, with a $18,000 balance (2) certificates of deposit (CDs) worth $27,000, and (3) an Investment portfolio consisting of 40% bonds, 40% equities, and 20% cash and cash equivalents. Your bor are thirty-year U.S. government bonds, while your equities are made up solely of your employer's stock. Your cash holdings consist of your savings account and CDs. Your employer's stock paid a 1% dividend and its market value has increased 10% over the last year. The bands have paid 4.0% interest. The rate of inflation is 3.0%. Your investment goals are mainly focused on retirement, and you have no large purchases planned in the shal term. Scenario: You are 40 years old. Your investment portfolio currently consists of: (1) a savings account, with a $18,000 balance (2) certificates of deposit (CDs) worth $27,000, and (3) an Investment portfolio consisting of 40% bonds, 40% equities, and 20% cash and cash equivalents. Your bor are thirty-year U.S. government bonds, while your equities are made up solely of your employer's stock. Your cash holdings consist of your savings account and CDs. Your employer's stock paid a 1% dividend and its market value has increased 10% over the last year. The bands have paid 4.0% interest. The rate of inflation is 3.0%. Your investment goals are mainly focused on retirement, and you have no large purchases planned in the shal term

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