SCENARIO: You were working for Rolling Hills when you became injured on the job. The Rolling Hills Company offers you one of three settlement options to choose from. The discount rate is 7.32%. 1. Option 1: $400,000 today 2. Option 2: $110,000 each year for the next 5 years, or 3. Option 3: $600,000 in 5 years Provide the answer for WHICH OPTION YOU CHOOSE (WRITE: 1, 2, OR 3)