SCENARLO Your bank was approached by the owners of Vanna Vans following the company's expansion into a new facility in West Fargo. The company did not anticipate a need for additional equipment when they relocated, but with significant growth in new orders, they have identified an opportunity to gain efficiency with a purchase of equipment valued at $750,000. No additional changes to their new facility will be needed in order to make room for the new equipment, and the purchase price of $750,000 includes all shipping, taxes and setup costs. The equipment is expected to have a useful life of 7-10 years. Provide your thoughts on the following components of the new equipment loan below. If the company also requests an operating line of credit, what would be your key decision factor(s) in determining whether you would be interested in providing this additional loan