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Scott Products Inc. is a merchandising company that sells binders, paper, and other school supplies. The company is planning its cash needs for the third

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Scott Products Inc. is a merchandising company that sells binders, paper, and other school supplies. The company is planning its cash needs for the third quarter. In the past, Scott Products has had to borrow money during the third quarter to support peak sales of back August. The following information has been assembled to assist in preparing a cash budget for the quarter a. Budgeted monthly absorption costing income statements for for July through October are as follows: materials, which occur during September July 24,000 16,000 Sales Cost of goods sold $40,000 $70,000 $50,000 $45,000 42,000 0,000 27,000 28,000 20,000 18,000 Selling and administrative expenses: Selling expense Administrative expense" 7,200 5,600 11,700 7,200 8,5005.900 6,100 7,300 Total expenses 12,800 18,900 14,600 13,200 ting income $ 3,200 9,1005,400 S 4,800 Includes $2,000 depreciation each month. b. c. Sales are 20% for cash and 80% on credit. Credit sales are collected over a three-month period, with 10% collected in the[rmonth of sale, 70% in the month following sale, and 20% in the second month following sale. May sales totaled $30 000, and June sales totalled $36,000. d. Inventory purchases are paid for within 15 days. Therefore, 50% of a month's inventory purchases are paid for in the month of purchase. The remaining 50% is paid in the following month. Acounts payable for inventory purchases at June 30 total $11,700 maintains its ending inventory levels at 75% of the cost of the merchandise to be sold in e. The company f. Land costing $4,500 will be purchased in July h. The cash balance on June 30 is $8,000; the company must maintain a cash balance of at least this i. The company the following month. The merchandise inventory at June 30 is $18,000. s of $1,000 will be declared and paid in September. amount at the end of each month. has an agreement with a local bank that allows the company to borrow up to a total loan balance of $40,000. The interest rate on these loans is 1% per month. All borrowing is done at the beginning of a month. The company would, as far as it Interest must be paid at the end of each month based on the outstanding loans for that no loans outstanding as at June 30. is able, repay the loan at the end of each month. month. There are

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