Scott & Rebecca can afford to pay $$4,000\mathrm{.}00$ each month for a mortgage. Their credit union is offering home loans at $4\mathrm{.}75\%$ If they take out a $35$ year mortgage how much can they afford to borrow?

Heidi & Peter can only afford $$2,000\mathrm{.}00$ per month for a mortgage. Their credit union is also offering home loans at $4\mathrm{.}75\%.$ If they take out a $35-$year mortgage how much can they afford to borrow?