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Scrappy's bonds currently sell for $900 and have a par value of $1,000. They pay a 4% annual coupon and have a 15-year maturity, but

Scrappy's bonds currently sell for $900 and have a par value of $1,000. They pay a 4% annual coupon and have a 15-year maturity, but they can be called in 5 years at $1,000. What is their yield to call (YTC)?

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