Select ONE key recommendation made in relation to Banking OR Financial Advice based on the Commissioners Final Report and discuss the ethical misconduct underlying this recommendation. To do so, you are required to select ONE firm/entity in the banking or financial services sector which was affected by this recommendation and specifically address the following:

a) Provide an overview of the firm/entitys background.

b) Discuss extensively the key recommendation you chose and the ethical

misconduct of the firm/entity underlying this recommendation.

c) Why do you think the firm/entitys conduct was unethical? and explain which

of the ethical principles are most relevant to this ethical misconduct.

d) Identify the key stakeholders affected and discuss how these stakeholders are

affected by this ethical misconduct.