Select the correct statement.

Group of answer choices

Generally, you do NOT have to be licensed to sell investment advice or financial securities in the State of Wisconsin.

Legally, you MUST be a Certified Financial Planner (CFP) or Personal Financial Specialist (PFS) to do financial planning.

An employer is under a legal obligation to provide full-time employees with a retirement plan and health insurance.

Flexible Spending Plans include pre-tax deductions at an amount specified by the employee to be used for medical and/or child care expenses. The employee is reimbursed for actual medical and/or child care expenses incurred up to the total amount deducted.