Selecting a CD. Casey has $3,000 to invest in a certificate of deposit. Her local bank offers her 2.54% on a twelve-month FDIC-insured CD. A nonfinancial institution offers her 3.73% on a 1twelve-month CD. What is the risk premium? What else must Casey consider in choosing between the two CDs? The risk premium is 1.19 %. (Round to two decimal places.) Casey must also consider: (Select the best answer below.) O A. that if she only needs access to the money after a long period of time, the nonfinancial institution's CD might be too risky. O B. the government's risk tolerance. O c. the bank's risk tolerance. OD. that if she needs access to the money in a short period of time, the nonfinancial institution's CD might be too risky