seperate the following into two categories . **Life Insurance**: This is a policy that pays out a sum of money upon the death of the insured person. It provides financial security to the employee's family. 2. **Disability Insurance**: This provides income to an employee who becomes disabled and can't work. It can be short-term or long-term. 3. **Dental and Vision Insurance**: These cover expenses related to dental and eye care, which are not typically covered by standard health insurance. 4. **Retirement Contribution Plans**: These are plans like 401(k) or 403(b) where employees can contribute a portion of their pre-tax salary towards retirement. 5. **Healthcare Flexible Spending Account (FSA)**: This allows employees to contribute pre-tax dollars to pay for eligible healthcare expenses. 6. **Dependent Care FSA**: This allows employees to use pre-tax dollars to pay for eligible dependent care services. 7. **Health Savings Account (HSA)**: This is a type of savings account that lets employees set aside money on a pre-tax basis to pay for qualified medical expenses. 8. **Tuition Assistance or Reimbursement**: This helps employees cover the cost of furthering their education. 9. **Wellness Programs**: These could include gym memberships, weight loss programs, smoking cessation programs, etc. 10. **Employee Assistance