Set up a Cash Flow Statement from the information below to determine Net Cash Flow:

Cash in the bank $5,000$; total credit card balance $10$; gross wages $72,000$; retirement account $150,000$; car loan balance $12,000$; payroll deductions $12,000$; market value of $2020$ Honda Accord $20,000$; boat loan balance $5,000$; house interest annualized $5,000$; market value of a ski boat $10,000$; food expense annualized $6,000$; clothing expense annualized $2,000$; cell phone expense annualized $1,800$; internet and cable expense annualized $1,800$; mortgage balance $100,000$; entertainment and travel expense $3,000$; credit card interest $1,500$; car loan interest $6,00$; market value of home $250,000$; boat loan interest $500$; annual payment on credit cards $3,000$; annual payment on car $4,800$; annual payment on boat $3,000$; annual mortgage payment $18,000.$

What is the amount of Net Cash Flow?