Shaylea, age 22, just started working full-time and plans to deposit $5,000 annuallyinto an IRA earning 8 percent interest compounded annually. How much will shehave in 20 years, in 30 years, and in 40 years? If she changed her investment periodand instead invested $417 monthly, and the investment also changed to monthlycompounding, how much would she have after the same three time periods? Comment on the differences over time.