Shelby Johnson has been working at a local pet store in the grooming department. She just received her W-2 statement from her employer so that she can prepare her taxes. Her tax withheld from her paycheck is normally greater than the tax owed as calculated on her return. in the past she has used her tax return to build up her wardrobe with a shopping spree. However, as she gets closer to graduation she is reconsidering this behavior and needs help deciding on a better option. Shelby is single,21 no dependents, and a college student. Her financial data is monthly income $1750.00, living expenses $1,210.00, personal property is $7,300.00, savings $2000.00, student loans $3,000.00 and credit card debt is $2,400.00. Based on her current and future life situation, what tax planning strategies should she consider?