Shelton Property owns high-rise office buildings in major cities throughout the U.S. Because the buildings are of high-quality construction, and management maintains best practices for loss control and risk mitigation, Shelton Properties is eligible for highly protected risk (HPR) insurance. Which one of the following statements is correct regarding HPR insurance? Available answer options Select only one option A HPR insurance typically excludes coverage for foundations, underground pipes, drains, and retaining walls. B HPR insurance provides property coverage for flood, earthquake, and volcanic eruption. C HPR insurance provides much higher general liability insurance limits than a basic commercial package policy. D HPR insurance provides open perils coverage with fewer exclusions than in the Causes of Loss - Special Form