Shereen has accidentally overdrawn her checking account this month. Thankfully, she has a little money in savings and can cover costs for now, but she has to find a way to reduce her monthly spending. What should Shereen do to reduce her monthly expenses? a. start shopping at higher-quality boutiques for clothes b. invest in a new electric car to pay less on gas c. put off paying her credit card bill until she can afford it d. stop dining out at restaurants and going to the movies