Sherry's monthly gross income is $$3,300.$ Her employer withholds $$800$ in federal, state, and local income taxes and $$350$ in Social

Security taxes per month. Sherry contributes $$200$ each month to her IRA. Her monthly credit payments for Visa and MasterCard are

$$115$ and $$110,$ respectively. Her monthly payment on an automobile loan is $$325.$

a$.$ What is Sherry's debt payments$-$to$-$income ratio?

Note: Enter your answer as a percent rounded to $2$ decimal places.

b$.$ Is Sherry living within her means?

Answer is complete but not entirely correct.