Should this person file for a standard deduction or itemized deduction? They are filing MFJ for the 2020 tax year.

Interest from checking account from First Bank 1,500

Home mortgage interest paid to First Bank 6,500 (Secured by principal residence, acquisition debt)

Home Equity Line of Credit 3,000 (Secured by principal residence, used to pay off credit cards)

Property taxes on personal residence 4,000

Charitable contributions 5,700

Federal income tax withholding 35,000

State income tax withheld 12,500