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If you deposit $P into a savings account that earns interest at a rate of i% per month for n years, the future worth in year n is represented by all of the following equations, except: F = $P(F/P, effective i/month, 12n) F = $P(FIP, effective i/quarter, 3n) F = $P(F/13, effective i/6-month, 2n) F = $P(F/P effective i/year, n) The capitalized cost of an initial investment of $200,000 and annual investments of $30,000 forever at an interest rate of 10% per year is closest to: $-230,000 $-300,000 $-400,000 $-500,000 -600,000