Show me the steps to solve Zenith Sterling Advisors receives $$6,000$ from Steve at the end of each year to fund his IRA. Zenith Sterling has averaged a $6\mathrm{.}5\%$ compounded average annual rate of return over its $30-$year history and expects it to remain the same going forward.

How much will be in Steve$$s IRA be in five years?

What if he makes his $$6,000$ contribution at the beginning of each year?