show work but not on excel please

ABC invests $10,000 in XYZ mutual fund. XYZ mutual fund imposes total operating expense of 1.9% per year. If the gross return of XYZ fund is 5% per year then ABC has paid $ in fees after 29 years of investment. (Negative amounts should be indicated by a minus sign. Round your answer to 2 decimal places, e.g. 110.10)