Sidney owns a stock that has a standard deviation of daily returns of 3.2 percent.Sidney wants to determine the lower boundary of its probability distribution of returns, based on 1.65 standard deviations from the expected outcome.The stock's expected daily return is 0.13 percent.What is thelower boundary for this stock?

-4.63 percent

-4.12 percent

-5.15 percent

-3.88 percent