Silas & Pewter LLC is insured under a Building and Personal Property Coverage Form with an 80% coinsurance requirement. The business occupies a space in a larger commercial building, and has installed many improvements and betterments to the ofce. If Silas & Pewter activates the Replacement Cost optional coverage on the BPP 0 Any tenants' improvements and betterments must be separately insured on an ACV basis. 0 The Coinsurance condition is suspended. O The amount of insurance required by the Coinsurance condition is calculated by multiplying replacement cost by the coinsurance percentage. 0 The coinsurance percentage is amended from 80 percent to 100 percent of ACV