Since she was made redundant by Well Fired Pottery Limited, Morena Carlise$$s current account has become overdrawn and in the last two months no credits have been received or debits made. It is now $4,362$ overdrawn. The Bank holds no security in respect of this debt.

This is now a dormant debt. Explain what the Bank should do now in relation to this unsecured debt. In your explanation, you should:

$($a$)$ Refer to any relevant Code of Practice the branch manager should be aware of$.$

$($b$)$ Describe what the Bank must do to comply with that code.