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Smith Bank has the following: 2021 2022 Risk Weighted Assets 4,700 5,175 Common Equity Tier 1 300 310 Subordinated debt, no maturity, no dividends/

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Smith Bank has the following: 2021 2022 Risk Weighted Assets 4,700 5,175 Common Equity Tier 1 300 310 Subordinated debt, no maturity, no dividends/ interest 90 105 Subordinated debt, maturity 5+ years 100 100 LT debt two year maturity 125 125 The tier 1 capital ratio for 2022 is 13.09% 8.02 4.04 12.37

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