Smith is a manager at ABC Department Store. Jones, ABC's director of security, visited Smith to ask him a few questions. During questioning, Smith admitted that he stole $10,000 worth of merchandise. He was disciplined, but not fired. The loss was not reported to the insurer. Six weeks later, Smith was observed on a surveillance camera stealing more than $50,000 worth of jewellery from ABC. ABC immediately reported the loss to its crime insurer. What ISO crime coverage condition may prevent ABC from charging for this loss?