Social Security, most commonly seen as a retirement program, also provides life insurance and disability insurance. 97 percent of people from the ages of 20-49 who worked in jobs that were covered by Social Security in 2022 earned life insurance protection. Young workers with an average income, a spouse, and two children, equated to a life insurance policy with a value of $852,000 (CBPP, 2023). Roughly 90 percent of people from the ages of 21-64 who was employed and