Sofia was in the process of selling an amusement park to Hugo for $$2\mathrm{.}4$ million. Hugo had already paid a $$240,000$ deposit. The sales contract stated that the risk of loss would be determined by the doctrine of equitable conversion. Sofia and Hugo decided to purchase insurance together, covering their respective interests in the property. If the amusement park is destroyed after both parties sign the agreement of sale but before the title to the park is legally transferred, what will the insurer pay?