Solar Engines manufactures solar engines for tractor$-$trailers. Given the fuel savings available, new orders for $125$ units have been made by customers requesting credit. The variable cost is $$14,800$ per unit and the credit price is $$16,100$ each. Credit is extended for one period. The required return is $1\mathrm{.}9$ percent per period and the probability of default is $15$ percent. Assume the number of repeat customers is affected by the defaults. In other words, $30$ percent of the customers who do not default are expected to be repeat customers.

Calculate the NPV of the decision to grant credit. $($Do not round intermediate calculations and round your answer to $2$ decimal places, e$.$g$.,32\mathrm{.}16.)$