solve 4 and 5 please

QUESTION 4 A company with a net income of BD 215,000 and a dividend pay-out ratio of 35%, will retain how much cash: OBD 139750 BD 75250 OBD 161250 OBD 180000 QUESTION 5 Geneva Re. company has an ROE of 36%, an equity multiplier of 1.2 and a total asset turnover of 0.54. Using the following information calculate the company's profit margin. 55.56% O 23.12% 8.90% O 72.38%