Someone needs to borrow $15,000 to buy a car and the person has determined that monthly payments of $275 are affordable. The bank offers a 4-year loan at 8% APR, a 5-year loan at 8.5%, or a 6-year loan at 9% APR. Which loan best meets the person's needs? Explain. Which loan best meets the person's needs? ( Round to the nearest cent as needed.) O A. The second loan best meets the person's needs because the monthly payment of $ is less than the maximum budgeted amount of $275 per month. O B. The third loan best meets the person's needs because the monthly payment of $ is less than the maximum budgeted amount of $275 per month. O C. The first loan best meets the person's needs because the monthly payment of $ is less than the maximum budgeted amount of $275 per month. D. None of the loans meet the person's needs