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Someone owes you $ 4 0 , 0 0 0 . 0 0 and failed to pay even though the money was due October 1

Someone owes you $40,000.00 and failed to pay even though the money was
due October 15,2018.
What issues would you consider before commencing a court action against
them? If you decided to sue, in which court would you pursue your action?
What factors would you consider in choosing the court level?

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