Sonia Sdn Bhd makes all of its purchases on credit; 50% are paid in the month of purchase, 30% during the month following the purchase and 20% in the second month following the purchase. The budgeted purchases are as follow: January RM10,000, February RM12,000, March RM8,000. The budgeted balance of creditors at the end of March is: Select one: a. RM12,400. b. RM6,400. c. RM8,000. d. RM9,600