Soon after Jamaal returned home, the medical bills for the ambulance, emergency room, Intensive care, medications, doctors, tests, and other services arrived. Jamaal also had to have physical therapy for his wrist and elbow. His total medical expenses were $40,000. It was time to find out in all those premiums pald since 2012 would pay off for this one, albeit dramatic, incident. Overall, Jamaal's insurance paid 85% of the total medical expenses, thus making him responsible for Jamaal's Insurance paid $ % of the expenses, or $ His out-of-pocket expenses for the accident were $ plus the 2015 insurance premiums of $ $ . In this If Jamaal had canceled his health insurance at the end of 2014, his out-of-pocket expense for the accident would have been $ case, did Jamaal benefit from having health Insurance? What are reasonable morals of the story? Check all that apply. Your health can change in an instant. Avoid engaging in physical activity Think long and hard about the best trade-off of coverage and cost in a health care plan. Never leave the house. It can be financially risky to go without health insurance