Sophia has 11,000 invested in a stock portfolio, 18,000 invested in a bond portfolio, and 9,000 placed at the bank. The stock portfolio has a beta of 1 and the bond portfolio has a beta of 0.5. The expected return of the market is 0.137 and the bank rate is 0.015. According to the CAPM, what should be the expected return of Sophia's total portfolio? (3 Decimal Places)