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Sophia Martinez wants to travel after she retires as well as pay off the balance of the loan she has on the nome sne owns.

Sophia Martinez wants to travel after she retires as well as pay off the balance of the loan she has on the nome sne owns. planning process does this situation demonstrate?
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Determining her current financial situation
Developing her financial goals
Identifying alternative courses of action
Evaluating her alternatives
Implementing her financial plan
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