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Sophie invested $13,500 into a fund earning 5.75% compounded monthly. She plans to withdraw $700 from the fund at the end of every quarter. If

Sophie invested $13,500 into a fund earning 5.75% compounded monthly. She plans to withdraw $700 from the fund at the end of every quarter. If the first annuity withdrawal is to be made 2 years from now, how long will it take for the fund to be depleted?

Express the answer in years and months, rounded to the next period

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