Source: The American Institute of Certified Public Accountants, March 2013. REALITIES & REGRETS EV OF STUDENT DEBT Between 2004 and 2012, student loan debt in the US nearly tripled to $966 billion-the biggest non-mortgage debt burden in America. Nearly one-third of student-loan borrowers are delinquent in repaying their loans. Sixty percent have at least some regret over how they financed college. 75% Have made a personal or financial sacrifice because of monthly student loan payment 41% Delayed contributions to retirement accounts 40% Delayed buying or upgrading a car 31% Worked a second job Delayed buying a house 22% Lived with roommates instead of living alone 22% Moved in with family members 16% Postponed having children 15% Postponed marriage Document Analysis 1. According to the document, what happened to student loan debt in the US from 2004 to 20127 2. When a loan payment is delinquent, what does that mean? Why do you think loan "delinquency" is a problem? 3. What are three ways that student loan debt has affected borrowers? 4. How do Documents D and F relate to information in this document? 5. How does this document help to answer the question, "Is college worth it?"