S&P500 index level: beginning of term: 3901.35, end of term: 3991.73 Determine the return on the stock market over your school term based on the percentage change in the S&P 500 index level over the term. Annualize this return by multiplying the return by 12/m, where m is the number of months in your school term. Apply the concepts discussed in Chapter 11 to explain why the market return was high or low over your school term

I came up with r=0.092, can you explain why the market return was high or low over your school term?