Special Indorsement Frank Cully withdrew $3,500 from his savings account to buy a car from Glendale Motors, Inc. When he made the withdrawal, Cully received a check from the bank payable to him for $3,500. He took the check to Glendale Motors, indorsed it with a special indorsement, and received title to the car. A special indorsement (indorsement in full) creates order paper, which requires the signature of the indorsee. Because the check could not be legally transferred or negotiated further until Glendale indorsed it, all parties were protected.